One of my limited talents is my ability to research, and two years ago, when I decided to eliminate $8000 of credit card debt, I read everything I could about money.

I came across a wealth of useful tips, tricks, and basic information that many of my friends were unaware of.  Within six months, I had paid off my debt.  Within nine months, I had an emergency savings account.  Within a year, I was reaping the benefits of having a reasonable budget and found myself being able to do whatever I wanted to do–financially speaking.  Whether I’m traveling, shopping, or investing, there’s always a way to get somebody else to pay for at least part of it.  I’ll use this space to keep track of the tricks I used to get out and stay out of debt, and for all the little extras life throws at you for a little bit of research and time.

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